“Miami is where ultra-high-net-worth individuals want to live,” Miami Association Chairman of the Board Eddie Blanco declared this month on the heels of an August report that found there have been 262 sales over $10 million in South Florida this year, putting it on pace for 426 by year’s end—just shy of the 2022 record.
Weather, tax advantages, global connectivity, and an irresistible resort lifestyle have kept locations from Miami to Boca Raton in the hot zone for ultra-wealthy buyers. Here are three properties, priced between $10 million and $16 million, that capture the very essence of South Florida luxury.
5725 N Bayshore Dr | Miami, FL 33137 | $19,800,000

This property is all about "location, location, location." In the coveted, guard-gated neighborhood of Morningside, Whispering Pines has been deemed "a rare waterfront treasure" by listing agent Jill Eber since it's one of only 13 bayfront lots and the only one currently available for sale. The legacy property spans over three-quarters of an acre with 125 feet of direct Biscayne Bay frontage, offering both privacy and redevelopment potential. Mature landscaping valued at nearly $1 million creates a lush natural backdrop, while outdoor amenities—an Ipe wood dock with boat lift, a pool and wet bar, a historic 140-year-old gazebo, and even a bayside treehouse—make it feel like a private resort. For anyone dreaming of designing a world-class waterfront estate in Miami’s hottest neighborhood, this property offers the ideal foundation.
Listed by Jill Eber, Coldwell Banker Realty, Miami Beach
681 Golden Harbour Drive | Boca Raton, FL 33432 | $15,995,000

Cicardo Development has created what may be the defining modern estate in Boca Raton’s prestigious Golden Harbour enclave. With 117 feet of water frontage along Lake Wyman and sweeping views of a private preserve, the 2025-built home is set on what listing agent Tim Schirripa calls an “irreplaceable dream lot that is second to none.” Inside, more than 11,000 square feet of living space unfolds with six bedrooms, a rooftop terrace, club room, theater, and an elevator-served floor plan equipped with the latest smart-home technology. Car collectors will appreciate the four-car garage with lifts for up to eight vehicles, while boating enthusiasts can dock in the No Wake Zone just beyond the backyard. Just steps from downtown Boca yet wrapped in resort-like privacy, this estate redefines the very idea of dream-home living.
Listed by Tim Schirripa, Coldwell Banker Realty, Coral Springs
10930 Spring Street | Largo, FL 33774 | $10,875,000

On Florida’s west coast, this extraordinary 5.86-acre estate in Largo unites two lifestyles rarely found together: equestrian prestige and waterfront luxury. Set beneath a canopy of oaks, the 7,059-square-foot Mediterranean-inspired residence by Brandon Construction is a showcase of craftsmanship and design. Soaring windows frame views of the resort-style pool, while interiors feature a chef’s kitchen with Miele appliances, a theater room, and a custom primary suite with a jaw-dropping closet and spa-like bath. Outdoors, a two-level heated pool and spa, outdoor kitchen, and private dock with lift offer direct Intracoastal access and unforgettable Gulf sunsets. Yet what truly sets this property apart is its state-of-the-art barn and riding arena—complete with cushioned stalls, a tack room, loft with kitchen and bath, and even a spring-fed stream weaving through the grounds. It’s a rare opportunity to own a dual-lifestyle estate where equestrian living and coastal luxury converge.
Listed by Martha Thorn, Coldwell Banker Realty, Bellair Bluffs